Master your
money.
Moniqo combines real-time financial tracking with AI-powered intelligence to give you clarity over every dollar.
Case Study Project
This project is a case study. The demo runs on the highest tier with full AI features enabled. Sign in to explore the dashboard.
Everything to Master Your Finances
From AI-powered insights to automated tracking, Moniqo gives you the complete picture.
AI-Powered Dashboard
Get instant clarity with AI-generated health scores, spending anomaly detection, weekly financial reports, and cashflow forecasting, all on your home screen.
Meet Sage · Your AI Finance Assistant
Ask questions about your finances in natural language. Sage analyzes your data, generates charts, and delivers structured insights with actionable recommendations.
Smart Category Detection
AI automatically categorizes your transactions based on merchant names and spending patterns. No manual tagging required.
Subscription Intelligence
Track all recurring subscriptions. Upload a bank statement or screenshot and the OCR-powered scanner automatically detects and imports subscription charges.
Advanced Reports & Analytics
Monthly income vs. expense breakdowns, category-level drill-downs, savings rate tracking, and 6-month trend analysis with interactive visualizations.
Budget Planning & Tracking
Set monthly budgets by category and track real-time progress. Visual budget meters show spending against limits with intelligent overspend alerts.
Predictive Cashflow Forecasting
AI projects your end-of-month balance using historical spending patterns, recurring transactions, and income trends. Get early warnings when finances are at risk.
Designed for Your Pocket
Moniqo is mobile-first. Bottom navigation, gesture-friendly interactions, and touch-optimized controls make it feel like a native app.
Smart Dashboard
Built with Engineering Depth
Every feature is backed by production-grade architecture, from JWT auth to AI orchestration pipelines.
JWT Authentication Pipeline
Secure email + PIN authentication with access/refresh token rotation, HTTP-only cookies, and automatic session refresh.
Multi-Stage AI Pipeline
Planner → Engine → Normalizer → Finalizer architecture. The assistant uses tool-calling orchestration plus the A2UI protocol to generate structured, renderable financial interfaces.
OCR-Powered Document Intelligence
Upload bank statements or screenshots. Tesseract.js performs client-side OCR to extract and match subscription charges automatically.
Mobile-First UI System
Desktop sidebar with collapsible nav, mobile bottom navigation with floating action dock, page transitions via Framer Motion, and theme-aware oklch color system.
Everything You Need
A comprehensive financial operating system, no compromise.
Dashboard Overview
KPIs, charts, and AI cards at a glance
AI Health Score
Automated financial health assessment
Cashflow Forecast
End-of-month balance prediction
Anomaly Detection
Unusual spending pattern alerts
Weekly AI Report
Auto-generated financial summary
AI Assistant (Sage)
Natural language financial Q&A
Smart Categorization
AI-powered transaction tagging
OCR Scanner
Upload statements to detect subscriptions
Subscription Tracker
Track and manage recurring charges
Dashboard Overview
KPIs, charts, and AI cards at a glance
AI Health Score
Automated financial health assessment
Cashflow Forecast
End-of-month balance prediction
Anomaly Detection
Unusual spending pattern alerts
Weekly AI Report
Auto-generated financial summary
AI Assistant (Sage)
Natural language financial Q&A
Smart Categorization
AI-powered transaction tagging
OCR Scanner
Upload statements to detect subscriptions
Subscription Tracker
Track and manage recurring charges
Budget Planner
Category budgets with progress meters
Monthly Reports
Income/expense breakdowns with charts
Transaction Ledger
Full transaction history with filters
Theme System
Light and dark mode with smooth transitions
Month Navigation
Browse financial data by month
Secure Auth
JWT + PIN authentication system
Budget Planner
Category budgets with progress meters
Monthly Reports
Income/expense breakdowns with charts
Transaction Ledger
Full transaction history with filters
Theme System
Light and dark mode with smooth transitions
Month Navigation
Browse financial data by month
Secure Auth
JWT + PIN authentication system
Simple, Transparent Pricing
Start free with full financial tracking. Unlock AI intelligence when you're ready.
Case Study Pricing Simulation
This project is a case study. The demo runs on the highest tier with full AI features enabled. Sign in to explore the dashboard.
These tiers and plan prices are demo content for showcasing a SaaS pricing UX. No real billing or subscription is charged on this landing page.
Starter
Full financial tracking
- Unlimited transactions
- Multi-account management
- Budget planning & tracking
- Monthly reports & analytics
- Subscription tracking (manual)
- Recurring transaction engine
- Multi-currency support
- Light & dark themes
- Basic AI assistant (limited usage)
Pro
Smart finances with AI
then $6/mo
- Everything in Starter
- AI dashboard insights
- Smart AI category detection
- AI subscription auto-scanning
- AI-generated spending analysis
- AI assistant (increased usage)
- Advanced analytics & trends
- Priority data processing
Max
Full financial intelligence
then $12/mo
- Everything in Pro
- Predictive cashflow forecasting
- AI weekly financial reports
- Deep spending intelligence
- Anomaly detection & recommendations
- AI assistant (unlimited)
- Early access to new AI features
- Custom AI analysis queries
Explore the Full Demo
This project is a case study. The demo runs on the highest tier with full AI features enabled. Sign in to explore the dashboard.
Pick a Demo ID. Works on all your devices. Session lasts 7 days.